Investor Tools

Portfolio Builder

Model up to 3 investment properties together. See combined equity, cashflow and portfolio growth over time.

Property 1
Purchase Price $700,000
$200K$3M
Deposit 20%
10%40%

Loan: $560,000

Interest Rate (p.a.) 6.20%
3%10%
Capital Growth (p.a.) 5.00%
0%10%
Rent Growth (p.a.) 3.00%
0%8%
Property 2
Purchase Price $600,000
$200K$3M
Deposit 20%
10%40%

Loan: $480,000

Interest Rate (p.a.) 6.20%
3%10%
Capital Growth (p.a.) 5.00%
0%10%
Rent Growth (p.a.) 3.00%
0%8%
Click to enable
Property 3
Purchase Price $850,000
$200K$3M
Deposit 20%
10%40%

Loan: $680,000

Interest Rate (p.a.) 6.20%
3%10%
Capital Growth (p.a.) 5.00%
0%10%
Rent Growth (p.a.) 3.00%
0%8%
Click to enable

Portfolio Settings

Hold Period 10 years
1 yr30 yrs
Vacancy Rate 2.00%
0%10%
PM Fee 8.00%
5%12%

Council, water, insurance, maintenance

Portfolio Summary — at Year 10

Total Portfolio Value

Total Debt

Total Equity

Annual Portfolio Cashflow

Total Invested (deposits + costs)

Portfolio Gross Yield

Portfolio Net Yield

Annualised Equity Return

Year-by-Year Breakdown

Year P1 Value P2 Value P3 Value Total Value Total Debt Total Equity Annual CF Cumul. CF

Estimates only. Assumes 30-year loan term, stamp duty estimated at 4% of purchase price. Costs are simplified — consult a qualified financial adviser before making investment decisions.

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